The Basics
A clear, unbiased explanation of how gift cards work and why millions of people use them every day.
A gift card is a prepaid payment card loaded with a specific monetary value. The holder can spend up to that amount at eligible locations or online platforms.
Gift cards allow the recipient to choose exactly what they want, making them one of the most popular gifting options across all age groups and occasions.
Most gift cards contain a unique code — either printed on the card or sent digitally — that is entered at checkout to apply the stored value to a purchase.
Gift cards come in physical plastic form or as digital e-gift cards delivered via email or SMS, offering flexibility for every situation.